College Savings Calculator

Estimate the future value of college savings from a starting balance, monthly contributions, expected return and time horizon.

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Estimate the future value of college savings from a starting balance, monthly contribution, expected annual return and time horizon.

Result: Enter your savings assumptions.

How the estimate works

The calculator compounds the starting balance monthly and treats monthly contributions as end-of-month deposits. If a target cost is entered, it also shows the estimated funding gap or surplus.

Planning limitation

Investment returns are uncertain and college costs can change. This is a scenario estimate, not a forecast or investment recommendation.